Frequently asked questions:

Q: Does it cost me to apply for a loan?
A: No, it is absolutely free!

Q: Who should use Credit Amnesty?
A: Anyone who is in the process of buying a vehicle, and this, regardless of your credit history. Good, Slow, No Credit, or Even Bad credit, you can obtain a Brand New or Pre-Owned certified vehicle at our wholesale prices. We will provide full amnesty on all your old credit.

Q: Will I be approved for a loan?
A: Yes. 100% amnesty is given on all previous credit.

Q: What is the procedure?
A: Simply complete our secure online application,or call us direct Once we receive your application it will be handled in a timely and professional manor. We will contact you in order to review your application, and explain the financing options. Please be sure to include all your contact numbers with your application. Once your loan is approved, all that is left is to pick out the Car, Truck, Van or S.U.V, that you want. The whole process can be done under 24 hours.

Q: Who will have access to my personal information?
A: See our Security and Privacy Policy.

Q: What model years can I purchase?
A: Vehicles between the years of 2006 to 2016 are the optimum choice of many banks. It's an excellent way to be assured of obtaining a vehicle that is certified and in excellent condition so that it will provide you with worry free ownership.

Q: Can I use my existing vehicle as a trade in even if it has an existing loan on it?
A: Absolutely!

Q: What if I owe more on my trade in than it is worth?
A: NO PROBLEM

Q: Do I need a cash down payment in order to obtain the car?
A: In most case we require little or no money down.